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Project sheet

Name

Estratégia Integrada de Capacitação Financeira

Total project amount

388,5 thousand €

Amount paid

38,85 thousand €

Non-refundable funding

388,5 thousand €

Loan funding

0 €

Start date

01.01.2021

Expected end date

31.12.2025

Dimension

Resilience

Component

Social Intervention

Investment

Integrated operations in deprived communities in the Metropolitan Areas of Lisbon and Porto

Operation code

02/C03-i06.03/2022.P2546

Summary

A iliteracia financeira é reconhecidamente (ONU, OCDE, EU, BCE) um problema social, na sociedade contemporânea, que se agrava com o desenvolvimento dos mercados financeiros, a crescente complexidade dos produtos, serviços e instrumentos financeiros, o desenvolvimento tecnológico e digitalização/desmaterialização da economia, e evolução e o envelhecimento demográfico, que inibe significativamente a qualidade de vida e o bem-estar de segmentos abrangentes e numerosos da população, conduzindo-os a processos de empobrecimento, segregação e exclusão sociais. Esta operação sustenta-se numa política de inclusão social e de valorização de pessoas que vivem em situação de vulnerabilidade, baseando-se numa metodologia que valoriza ações promotoras da igualdade de oportunidades. O analfabetismo financeiro é um problema que tem impacto nos projetos de vida individuais e faz com que a capacitação financeira seja crucial.

Beneficiaries

Within the scope of the Recovery and Resilience Plan, two types of beneficiaries are responsible for carrying out the projects and using the funding provided. Due to their similar role, the reference to these two types of beneficiaries has been simplified and unified under the term "Beneficiary".
The two types are::
  • Direct Beneficiaries are those whose funding and projects to implement are part of the Recovery and Resilience Plan that has been negotiated and approved by the European Union;
  • Final Beneficiaries are those whose funding and projects to implement are approved following a selection process through Calls for Applications.

Call for applications

As part of the Call for Applications, submissions are requested to select the projects and final beneficiaries to whom funding will be awarded. Specific selection criteria are defined for each call, which must be reflected in the applications submitted and assessed.

The project is appraised on the basis of its compliance with the selection criteria laid down in the calls for applications, and a final score may be awarded, where applicable.

Final evaluation score

3,1
Important note

The components for calculating the assessment score can be found in the selection criteria document mentioned below.

Selection criteria

The funding selection criteria to which this project and its final beneficiary were subject and its score can be found in detail on the Recuperar Portugal platform.

Beneficiaries

Intermediate beneficiaries

Beneficiaries

Procurement

Beneficiaries representing public entities implement their project by signing one or more contracts with suppliers for goods or services through public procurement procedures.

To ensure and provide the utmost transparency in all these contracts, a list of the contracts that were signed under this project is available here, along with the information available on the Base.Gov platform. Please note that, according to the legislation in force at the time the contract was signed, some exceptions do not require the publication of the contracts signed on this platform, and, therefore, no information is available in such cases.

Geographic distribution

388,5 thousand €

Total amount of the project

Percentage of the amount already paid for implementing projects

, 10 %,

Where was the money spent

By county

1 county financed .

  • Maia 388,5 thousand € ,
Source AD&C, EMRP
11.09.2024